DebtMarket.ai
The AI-powered debt marketplace

Every debt package. One transparent market.

Buy and sell performing loans, charged-off accounts, defaulted receivables, and judgments — consumer and business. Or keep ownership and let licensed agencies and law firms compete on the collection fee. Listing is free; a buyer-side fee applies only when a package trades.

9
active listings
$25M
face value listed
24
states represented
$0
to list, ever

Marketplace figures reflect current example listings during early access.

Buy & sell debt packages

eBay-style listings for whole portfolios: masked in the open market, full data room after verification and a listing-specific NDA. New paper and resales, priced or open to offers.

See packages for sale

Bid the collection fee

Creditors and debt owners publish portfolio details; collection agencies and law firms compete by bidding the contingency fee they'd charge. Ownership never changes hands.

See open placements

Live on the market

View all →

Built for a regulated asset class

1

Verify once

Every buyer, seller, agency, and firm is verified — entity docs, licensing footprint, and attestation — before they can touch a data room or place a bid.

2

Trade with full context

Chain of title, stratifications, and masked account data live in each listing's NDA-gated data room. AI grading and pricing context on every package.

3

Close on your terms

Offers and fee bids are non-binding until you execute the agreement. Settlement runs directly between the parties; our fee applies to buyers only on a completed purchase.