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DebtMarket.ai is an online marketplace that connects sellers of receivables with prospective buyers and connects portfolio owners with collection agencies and law firms. DebtMarket.ai does not purchase debt, does not act as a debt collector, and is not a party to any transaction negotiated between users. Buyers, sellers, and bidders are responsible for their own compliance with applicable federal and state law, including licensing, the FDCPA, Regulation F, and consumer-protection statutes. Purchased receivables may be partially or fully uncollectible; nothing here is investment, legal, or tax advice.