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DM-200101Collection fee biddingCharged-offConsumer paper

Fintech charge-offs seeking contingency placement — 9 states

First placement out of internal recovery. Creditor keeps ownership; agencies bid the contingency fee they would charge. Weekly remittance required.

Face value
$3M
Accounts
5,120
Avg balance
$652
States
CA, TX, FL, GA, NC, OH, PA, VA, WA
Product
BNPL / personal lines
Charge-off window
Sep 2025 – May 2026
Account media
Available
Placement term
12 months

Data room

NDA required

Seller identity, chain of title, stratifications, and the masked account tape open to verified organizations after a listing-specific NDA. Sign in to get started.

Owner's fee ceiling
35%

Bid the contingency fee you would charge to collect. Lowest credible fee wins the placement — the owner reviews every bid.

Bidding closes August 5

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Free to list. A buyer-side fee applies only when a package is purchased. Offers and bids are non-binding until both parties execute a purchase or placement agreement.